Talk+ 加密貨幣交易及AI聊天通訊軟件 app for iPhone and iPad

"Talk+" is more than just an instant messaging app. Not only it provides extremely high privacy as all messages are end-to-end encrypted, what sets "Talk+" apart is the multi-cryptocurrency wallet functionality that it includes. As cryptocurrency continues to boom in the FinTech market, it has unlimited growth potential. With "Talk+", users can easily buy crypto online instantly or transfer them to friends by using its blockchain wallet feature.

"Talk+" supports multiple cryptocurrencies and includes several wallet security designs and protocols. For instance, the Hot and Cold Wallet feature allows users to save transfer fees and also speed up the transaction confirmation and ensure that user assets remain secure as well.

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Features of "Talk+":

• End-to-end encrypted instant messaging app：
End-to-end encrypted like WhatsApp, Signal, and other instant messaging apps, messages in “Talk+” are private, secure, and cannot be decrypted by the server nor the operator. The servers are set up in different countries around the world to ensure users’ privacy.

• Encrypted cryptocurrency wallet：
Supports ten frequently used cryptocurrencies. The electronic wallet breaks down traditional geographical barriers, as it can be accessed all around the world.
Instant transfer of cryptocurrency --- Quick and convenient crypto transfer to friends in user’s contact list. Unlike other platforms which may delay payment transfer for up to 2 hours, “Talk+” supports instant and convenient payment transfer via QR code and chat rooms without delay. 
Real-time cryptocurrency prices --- “Talk+” provides users with the latest updates on cryptocurrency markets from different trading platforms.

• Economical transaction fee：
“Talk+” boasts low transaction fees for each crypto transfer. The app has also waived its transaction fees during the promotional period.

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Four Features to Ensure Safety of the Cryptocurrency Wallet:

• Safe and easy to remember “private key”：
When a “Talk+” user opens a wallet through the app, the system uses a BIP39 mnemonic code algorithm to generate 12 easy English vocabularies. The correct sequence of vocabularies is the key to opening the wallet every time. Should the user decide to switch to a new phone in the future, the wallet can be accessed once he or she is able to enter the correct sequence of the vocabularies. 
Strong commitment to data security --- users’ account details will be saved in multiple offline USBs stored in a safe place securely protected from hackers.  

• Offline storage of cryptocurrency：
“Talk+” will store 95% of users’ cryptocurrency in offline cold wallets, and only 5% will remain in an online hot wallet to prevent hackers from hacking into the system and stealing the cryptocurrency.

• Electronic Wallet Indemnity Fund ：
“Talk+” will establish an Electronic Wallet Indemnity Fund from the transaction fees to provide indemnity against loss arising from reasons such as hackers.